Terms of use.

These terms govern your use of the DIVERGE website and interface (the "Interface") and your interaction, through it, with the DIVERGE smart contracts deployed on Robinhood Chain (the "Protocol"). By using the Interface or the Protocol you agree to these terms and to the Privacy Policy. If you do not agree, do not use them.

The Interface is one way to reach the Protocol. The Protocol itself is public code on a public chain that anyone can call directly, without this site.

DIVERGE runs parimutuel markets on the realized statistical relationship between two assets, starting with the correlation of two Robinhood tokenized stocks over a fixed window. Each market has two sides, SYNC (realized correlation at or above the strike) and BREAK (below it).

The Interface is non-custodial. It never holds your funds and cannot move them. Every stake, claim and refund is a transaction you sign in your own wallet and that executes in the Protocol contracts. We have no ability to reverse, cancel or refund a transaction once the chain has confirmed it.

You may use the Interface only if all of the following are true:

• You are at least 18 years old and have full legal capacity to enter into these terms.
• You are not located in, organized under the laws of, or ordinarily resident in any jurisdiction where using markets of this kind is prohibited, and you are not subject to sanctions or on any restricted party list.
• Your use complies with every law that applies to you, including laws on derivatives, prediction markets, gaming and tax. You are responsible for checking.
• You are using the Interface for yourself, not on behalf of anyone who could not meet these tests.

We may restrict access from any region at any time without notice.

The Protocol code is the authority on how a market behaves. This section summarizes it for convenience. If the two disagree, the code wins.

• Staking. You stake collateral on one side of a market until its lock time. Once the market locks, you cannot withdraw or change your stake.
• Observing. During the observation window, anyone may call the contract to record a price sample for each leg from its Chainlink feed. The contract rejects stale or invalid feed answers.
• Settlement. After the window ends, anyone may call settle. The contract computes the realized correlation of the sampled returns and compares it to the strike. The result is final.
• Payout. Winners share the losing pool in proportion to their stake, less a protocol fee taken from the losing pool. The contract sets the fee and caps it at 10%. If nobody staked the winning side, the contract refunds all stakes.
• Void. The contract voids a market, and refunds each stake in full, if the market collects too few samples, if the correlation is undefined (for example zero variance), or if the Protocol administrator voids it. Voided markets pay no fee.
• Claiming. The contract does not push payouts or refunds to you. You must submit a claim transaction for each market you took part in.

The Protocol administrator can pause new staking, change the fee within the cap, change the minimum stake, and void a market. The administrator cannot alter a settled outcome or take staked collateral.

Using the Protocol can cost you the full amount you stake. You accept all of the following risks, and any others inherent in public blockchains:

• Smart contract risk. The Protocol may contain bugs or be exploited. Testing does not guarantee correctness.
• Oracle risk. Settlement depends on Chainlink price feeds. Feeds can be delayed, stale, wrong, or halted, and they update when price crosses a deviation threshold rather than on a schedule. The realized statistic reflects the samples the contract recorded, which may differ from what you expected.
• Sampling risk. Observations are permissionless. If no one calls observe during an interval, that sample is missed. Too few samples voids the market.
• Chain and wallet risk. Robinhood Chain may reorganize, halt or change. Your wallet, keys and signing decisions are your responsibility.
• Void risk. A market you were winning may still void and refund everyone.
• Regulatory risk. The legal treatment of markets like these is unsettled and may change in ways that affect you or the Interface.
• Interface risk. The Interface may be wrong, out of date, or unavailable. It may show sample or preview data when no contract is configured. The chain is the source of truth. Check it before you rely on anything shown here.

Nothing on the Interface is investment, financial, legal or tax advice, an offer or solicitation, or a recommendation to take any position. Market listings, example figures and implied probabilities are informational. We are not your broker, adviser, agent or fiduciary. Decide for yourself, and get professional advice if you need it.

The contract discloses the Protocol fee, and the summary above repeats it. You also pay network gas for each transaction. The network receives that gas, and we receive none of it. Third parties you use (wallets, RPC providers, bridges) may charge their own fees.

You are responsible for determining what taxes, if any, apply to your activity and for reporting and paying them.

You agree not to:

• Use the Interface or Protocol for anything unlawful, including money laundering or sanctions evasion.
• Manipulate, or attempt to manipulate, price feeds, samples or market outcomes.
• Exploit a bug in the Protocol or Interface, or help anyone else do so.
• Interfere with the Interface, flood it with requests, or circumvent access restrictions.
• Misrepresent your eligibility or identity.

The DIVERGE name, mark and Interface design are ours. You may not use them in a way that suggests we endorse you or your product. Protocol source code is published under the license stated in its repository, which governs its use.

The Interface and Protocol are provided as is and as available, without warranty of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, title and non-infringement. We do not warrant that they will be accurate, secure, uninterrupted or error-free, or that any market will settle the way you expect.

To the fullest extent the law allows, we and our contributors are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of funds, profits, data or goodwill, arising from your use of the Interface or Protocol, however caused, even if we were told it could happen.

To the extent liability cannot be excluded, our total liability to you for all claims is limited to the greater of one hundred US dollars or the protocol fees collected from markets in which you participated in the twelve months before the claim.

You will defend and hold us and our contributors harmless from any claim, loss or expense, including reasonable legal fees, arising from your use of the Interface or Protocol, your breach of these terms, or your violation of any law or third-party right.

We may change these terms by updating this page and the date at the top. Continued use after a change is acceptance of the new terms. We may modify, suspend or shut down the Interface at any time. Shutting down the Interface does not affect the Protocol contracts, which remain on chain, or your ability to claim from them directly.

If any part of these terms is found unenforceable, the rest still applies. Our failure to enforce a term is not a waiver of it.